HOUSTON--(BUSINESS WIRE)--A new market research and competitive analysis report by Plunkett Research, Ltd. has identified major trends shaping the banking, credit and lending industry. Greatly increased regulatory oversight will restrict lenders. An era of much lower risk-taking by traditional lenders has begun, and risk capital remains difficult to obtain. The creation of higher-risk loans and investments will be taken over to a large extent by hedge funds and private equity. Intense debate wil
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